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Get the low down on all things finance with tips, tricks and advice from the people we trust.
Words like ‘pivot’, ‘agility’ and ‘digital transformation’ have become so prevalent these past few months that they have started to lose their significance.
Let’s not sugarcoat things, budgeting can be boring. Some people miraculously find a system and stick to it and that’s that. Others try out a whole bunch of tactics and figure it out along the way. But, there are many people who are completely clueless and are at the start of their financial journey.
South Africans are more educated about funeral cover and buy it more than any other insurance in the country. With 15 million active funeral cover policies, non-insurers have also decided to enter this “lucrative” market.
A few years ago Black Friday was a one day event of crazy sales with steep discounts, but times have changed and now we have pre-event sales, a whole weekend of deals and then to top it off Cyber Monday.
The pandemic has put death and our mortality at the front of our minds. Even before COVID-19 hit, convalescing and dying at home was tragically becoming more common. Due to a lack of beds, hospitals tend to send terminally ill patients home to pass away there when there is nothing further they can do to care for them.
GetUp, a new arm of Metropolitan that offers innovative financial solutions geared towards a younger, digitally-savvy consumer, has collaborated with CompariSure in order to offer financial solutions via social media, with the aim of expanding its digital service channel.
In life, there are certain events that can create a huge gap in your finances, when not properly planned for. These events include getting married. When you know that you plan to get married, start planning for that special day so that you can afford everything related to the ceremony without your finances taking a strain.
While some choose to buy a house as their first step, others choose to buy a car. No one should dictate, which option to go for. Follow your heart’s desires.
The same way that, millennials and generation z, are told to save money religiously, we are also told to start saving towards a retirement plan early on in our lives. And, when you think about it, it makes sense, right?
Losing a job is a life-altering event that hurts. Whether you experience it through retrenchment, down-sizing, getting fired, an injury, or illness. It also feels personal, even if there are thousands of other people who are in the same situation.
Bringing a human being to life means that you have an extra mouth to feed. While you might not always be prepared for the arrival of your child, it helps when you start planning as soon as you’re aware that you want kids in the future.
South Africa is the fourth most expensive country to die in. This is according to a study conducted by a life insurance provider, SunLife, which listed the most expensive countries in which to die when “compared with the respective cost of living and earnings”.
One of the things that come with growing up is having to leave your parents’ house and move into your own. Many people tend to make a mistake of buying a house without doing any homework.
An interest rate is a cost of borrowing money. According to Bloomberg, 80% of South Africans use debt for monthly expenses and many are unaware of how much it really costs them.
Many people have been and continue to be targeted by scams that attempt to con them out of their hard-earned money. Unfortunately, technology is making things even easier for scammers; they are continuously finding new ways to target their victims.
As Women’s Month draws to a close, we celebrate the resilience of women who are single parents. Raising children as a single parent means that you have to do it all with little to no support, which can put a financial strain on you.
Millennials are notoriously known for budgeting and saving behaviour that’s either lacking or non-existent, all the while grappling with high levels of debt. This is due to many contributing factors, some of which are not in our control such as the decline of our national economy.
We all want to be successful at any and everything we do, right? Saving is no different. When we start saving, we do so because we have financial goals we wish to achieve.
A lot of the times we hear that the sooner we start saving, the better. This rings true, especially when it comes to compound interest. The longer you save, the better your chances are at reaping compounding rewards.
Life is complex and often people need a variety of solutions to satisfy their unique needs and circumstances. The financial service industry is complex and it’s better to deal with “specialists in a specific field” than with “Jacks of all trades”.
While Covid-19 has had a devastating impact on the global population, young people, in particular, are anticipated to be one of the most significant casualties of the pandemic.
Metropolitan is introducing a unique offering to the market: GetUp, a new arm of its business, will offer innovative financial solutions geared towards a younger, digitally-savvy consumer.
How many times have you read or heard that you should have at least 2 months of your salary saved up for emergencies? Countless times, right? While hearing it may be exhausting, it is a fact you can’t ignore.
The first step on your ‘savings journey’ is deciding what it is that you are saving for. Having an idea or a goal helps you decide on the amount and the estimated length of reaching it.
Perhaps, the most difficult text message to process is a bank alert informing you of money that’s leaving your account. It’s never a pretty scene as it leads you closer to your worst nightmare; running out of money.
Saving is important. We hear this a lot and in most cases, we don’t see this as a possibility in our financial lives. There’s a lot of bills to pay and rarely enough money to cover those expenses, let alone putting money away for a rainy day.
South Africans are used to hearing that they have a poor savings culture. This has become more evident as the country battles the coronavirus pandemic.
Free Life Hacks helping clients take control of their finances and rewarding them for taking co-accountability.
South Africans are not saving enough. We often read about famous sportspeople who have retired poor because they could not understand the importance of saving when they were at the pinnacle of their careers.
The nature of jobs and job search is shifting at a rapid pace. More job titles that didn’t exist before are being created to keep up with the digital revolution. It’s important to acquire new skills to either learn new ways of working, keeping up with the current trends, or advancing in your chosen career.
Skills development is the process of identifying a person’s gaps in skills and finding resources to grow and sharpen those skills. This is important, as having access to a wide variety of skills can be what sets you apart from others in this highly competitive and multicultural era.
Skills are the expertise needed to perform a certain job or task. They are developed through a person’s everyday life and work experiences.
Shallow, yet deeply self-indulgent, with attention spans as short as their list of achievements while sporting an annoying penchant for gifs, memes, and trophies — never before has there been a generation as entitled as that of the millennial.
Have your finances been hurt or helped during lockdown? The obvious answer for most is that it has been hurt. It’s been painful not being able to buy those non-essentials during lockdown – such as DIY products, take-aways, alcohol, cigarettes, shoes, or the beauty products we never go without.
Entrepreneurship has become somewhat of a buzzword. So, people may have various understandings that they are comfortable accepting. Some explanations are more precise and others can be relatively broad and sometimes confusing.
The 4th industrial revolution has introduced a new era of economic activity. The interactions that citizens have had with jobs and services in the past are being reshaped by shifting lifestyle demands and digital innovations. This is impacting countries and organisations on many levels.
Debt affects more than our financial health; having financial issues can affect our physical and emotional wellbeing too, which is why it is so important that we work towards getting out of debt stress mode.
According to recent studies, the top reason why people apply for a personal loan is for debt relief; either to get out of debt or for debt restructuring through debt consolidation.
With the lockdown period having significant ramifications on personal finances, many consumers are asking about available options to assist in better managing their money.
Whether your objective is to become debt-free, gain financial freedom, or achieve good financial health; a personal budget will help you manage your money more wisely and get you closer to your financial goals.
Qualifying for credit is a lengthy process that most people are often unprepared for.
A high credit score is key to getting lower interest rates on your home loan, car loan, credit cards, and even lower insurance premiums.
So you’ve been brave enough to find out where you stand when it comes to your credit score and it’s looking a bit bleak? Don’t stress, a bit…
Many of us have heard about the word credit but not a lot of us know what it means…
You’ve heard it at every job interview, the dreaded question: “What are your strengths and weaknesses”. It’s a difficult question..
